Content
- What “International Casino” Means in the UK Market
- Access, Payout Risk and the Limits of Redress
- Safeguards That Do Not Follow a UK Player Offshore
- Bonus Terms: The Cash Value After Wagering
- Live Roulette: What the Available Evidence Can—and Cannot—Establish
- Real-Money Play: Withdrawal Timing and Tax
- Reading Casino Reviews Through the Industry’s Financial Links
- Casino Apps: Security Claims and Regulatory Status
- Casino Games: The Limits of What Can Be Verified
- Crypto Withdrawals: Speed Versus Value Volatility

A practical look at licensing, player protections, bonus value, payment risks and what casino reviews can—and cannot—verify.
What “International Casino” Means in the UK Market
In the UK market, an international casino is not defined by the location of its website, its branding or the country in which its company is based. The relevant distinction is whether an online gambling operator accepts customers in Great Britain without holding a licence from the UK Gambling Commission (UKGC). A business may be based abroad and still hold the UK licence required to serve British customers. Conversely, an overseas operator that takes British customers without that licence is a foreign casino in this context.
The licence determines the operator’s position under British gambling rules. A remote gambling business offering casino games to customers in England, Scotland and Wales must hold the relevant UKGC licence. Without it, the operator is not authorised to provide gambling facilities in those markets. The same applies to advertising: an unlicensed operator cannot lawfully advertise its gambling services in the UK. The fact that a site is online, has a recognisable brand or accepts a British customer does not change that licensing requirement.
“International” can therefore be a convenient description, but it is not a regulatory category that grants permission to operate. An overseas licence is not a substitute for a UKGC licence when an operator serves customers in Great Britain. A foreign regulator may oversee an operator under its own system; that does not put the operator under UKGC oversight. Offshore casinos are not regulated by the UK Gambling Commission.
The distinction is between the company’s conduct and an individual’s conduct. An operator that offers gambling facilities to British customers without the required UKGC licence is acting unlawfully in the UK market. A British player, however, does not commit a criminal offence simply by placing a bet with a casino licensed outside the UK. UK law does not prohibit an individual from betting with an overseas operator, and the player does not face a criminal penalty on that basis.
UK mobile casinos with pay-by-phone deposits
That difference is easy to blur because the same transaction involves both parties. The operator’s act of providing the service is subject to the licensing rules; the customer’s act of gambling with an overseas business is not made illegal by those rules. The absence of criminal liability for the player does not make the operator authorised, nor does it turn the site into a UK-licensed casino. Legal responsibility does not transfer from one party to the other merely because the player can open an account or place a bet.
The Gambling Act 2005 governs gambling in England, Scotland and Wales. Its regulatory boundary concerns operators offering gambling facilities to customers in those markets. For a casino serving British customers, the central question is not simply where the company is incorporated or which country’s licence appears on its site. It is whether the operator has the UKGC licence required to provide those services here.
This is why “international casino” and “legal UK casino” are not interchangeable descriptions. A UKGC-licensed business may have international ownership or operate across several countries. Its status in the British market still depends on its UKGC authorisation. An offshore casino may hold a licence elsewhere, but if it accepts customers in Great Britain without the UK licence, it remains outside the British regulatory system.
The practical label “non-GamStop casino” is sometimes used for foreign casinos, but it describes a separate point: those operators are outside the UKGC system to which GamStop applies. The label itself does not establish whether a particular operator holds a UKGC licence. Licence status and self-exclusion coverage are distinct questions, even when the terms are used together in casino marketing.
Nor does a site’s accessibility settle the legal question. Being able to view a page or create an account does not demonstrate that an operator is authorised to serve British customers. Access is a technical condition; licensing is a regulatory one. They should not be treated as evidence of each other.
For a UK-based player, the narrow legal position is therefore clear: placing a bet with a casino licensed abroad is not, by itself, prohibited or a criminal offence. For the operator, accepting British customers without the required UKGC licence is a different matter. That operator is not authorised to offer gambling facilities in England, Scotland and Wales, and it cannot lawfully advertise those services in the UK. “International” describes the cross-border nature of the business; it does not erase the licensing boundary.
Licensing Warning
An operator offering gambling facilities to British customers without a UKGC licence is acting unlawfully in the UK market.
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Access, Payout Risk and the Limits of Redress
A site loading in Britain proves only that its pages can be reached. It does not prove that the operator is authorised to offer gambling to customers in Great Britain. Remote operators serving the British market must hold a UK Gambling Commission licence; an offshore licence does not replace it. An international casino site can therefore be visible, accept account registrations or display games without having permission to serve British customers.
Access controls do not settle the question either. Gambling.com has reported that some casinos licensed outside the UK are meant to block British visitors, while some do not enforce that restriction; the same report notes that a basic VPN can bypass a block. This is a description of reported practice, not a dependable test of any individual site. A page opening from a British connection says nothing conclusive about the operator’s UK status, and a block appearing or disappearing does not alter the licensing requirement.
That distinction matters because online access is easy to mistake for formal availability. Search results, promotional pages and account-registration screens can make an operator look like part of the UK market. But reachability is a technical condition; authorisation is a regulatory one. The first can be observed by visiting a page. The second depends on whether the operator holds the required UKGC licence to provide gambling facilities to customers in Great Britain.
USA Casinos for UK Players: Licensing and Risks
The same gap applies to an international casino’s offshore licence. It may establish a regulatory relationship in another jurisdiction, but it does not make the operator subject to UKGC oversight. Offshore casinos are not regulated by the UK Gambling Commission. A British-facing website does not acquire that status by accepting UK visitors, and a licence issued elsewhere does not provide the UK regulatory route available for complaints about a UKGC-licensed operator.
When a withdrawal is refused
The practical exposure becomes clearer when a balance is disputed. Gambling.com has reported cases in which unlicensed sites refused to pay winnings, leaving customers without legal recourse. That report should not be read as a prediction that every offshore operator will refuse a withdrawal. It does establish a serious limitation: if a dispute arises with an operator outside the UKGC system, the player cannot rely on UKGC enforcement against that business.
A displayed balance and a paid balance are not the same thing. Until funds have been transferred, the customer remains dependent on the operator’s willingness to process the request and on whatever process the operator provides for handling disagreements. If payment is withheld, an account screen showing winnings does not itself supply a UK regulatory mechanism to compel payment.
This is where broad claims about international casinos become less useful than the identity and regulatory position of the operator. The label “international” does not describe a single regulator, dispute process or level of accountability. Nor does a site’s ability to accept a registration establish that a customer will have an effective remedy if the operator later disputes the balance or refuses to release it. The key practical distinction is not whether a site is online in Britain, but whether the operator is within the UK licensing and enforcement framework.
Payout Risk
If a dispute arises with an operator outside the UKGC system, the player cannot rely on UKGC enforcement to compel payment of winnings.
A cautious reading of a site’s presentation should therefore separate what is visible from what is established. A UK-facing page, British currency display or available registration form is not evidence of UKGC authorisation. An offshore licence should not be treated as equivalent to a UKGC licence. Those details do not answer every possible question about an operator, but they prevent a basic category error: confusing access with permission, and permission elsewhere with UK regulation.
The search for the best international casinos can also obscure this point. A ranking or a polished offer cannot remove the difference in redress. If an operator is not licensed by the UK Gambling Commission, the UKGC’s regulatory authority over licensed operators is not a fallback for a customer’s payout dispute. In a market where an accessible site may still be unauthorised to serve Britain, presentation is not protection.
The financial calculation is consequently incomplete if it counts only the amount shown as won. It also has to account for the possibility that a disputed balance may not be recoverable through UKGC channels. That is not a forecast of a particular outcome; it is the limit attached to dealing with an operator outside the UK system. A site can be easy to reach and still leave a customer with few practical options if the relationship breaks down.
Safeguards That Do Not Follow a UK Player Offshore
A UK player who moves from a UK-licensed casino to an offshore site also moves outside the UK Gambling Commission’s supervisory system. Offshore casinos are licensed abroad, not regulated by the UKGC. That distinction affects more than the name on a licence: protections attached to UK regulation cannot be assumed to operate in the same way on a foreign platform.
Gibraltar Casino Licence in the UK: What It Means
The clearest example is self-exclusion through GamStop. The scheme covers every UKGC-licensed operator, so registering an exclusion blocks access to all UK-licensed gambling sites. A foreign casino outside the Commission’s remit is not part of that scheme. GamStop therefore cannot extend the exclusion to an offshore account, even where that account accepts a UK customer.
This is a structural gap, not a technical exception that can be corrected by changing a setting inside GamStop. The scheme’s reach is defined by the UK-licensed market. A site outside that market is not bound to apply the exclusion, and the UKGC cannot treat it as one of the operators covered by the system.
A specialist casino review has reported that someone who has self-excluded through GamStop may be able to register with a foreign casino and deposit within minutes. That description should be read as a report about the possibility, not as a guarantee about every site or a reason to test the boundary. The central point is that a GamStop registration does not reliably prevent access to operators outside its scope. For someone who self-excluded to stop gambling, that separation can defeat the practical purpose of the restriction.
The same boundary matters for affordability checks. UKGC-licensed operators are subject to the Commission’s requirements, including affordability-related obligations. Offshore operators are not subject to UKGC-mandated affordability checks. A platform’s own account limits or questions, if it offers them, are not evidence that the UKGC’s standards apply. Nor does an offshore licence make those UK requirements follow the customer abroad.
Regulatory Gap
Offshore casinos are not part of the GamStop scheme, meaning a registration with GamStop does not reliably prevent access to operators outside its scope.
That leaves a different allocation of responsibility. In the UK-licensed system, regulatory obligations are placed on operators and backed by the UK regulator. Outside it, a UK player cannot assume that the same checks will be applied, or that the same intervention will occur if gambling becomes financially harmful. A voluntary tool may exist, but its presence, reach and enforcement cannot be treated as equivalent to a UKGC requirement.
This matters because a spending limit is useful only if it is implemented and respected. The UK framework specifies how limits take effect and how changes are handled. Those UKGC rules do not govern an offshore casino merely because its customer lives in Britain. A player considering an offshore account should not mistake a limit displayed in an account menu for a safeguard backed by the UK regulator. The operator’s own policy and the UKGC’s rules are separate things.
Self-exclusion has the same distinction between intention and coverage. A person can make a decision to stop gambling, but a registration with GamStop applies across UK-licensed operators, not every gambling website reachable from the UK. Moving to a non-GamStop casino does not cancel the original exclusion; it means the foreign operator is outside the system that enforces it. The exclusion remains meaningful within the licensed market while failing to block that separate route.
For people seeking to maintain a break from gambling, this is not a minor gap in convenience. It changes whether a central protective measure can do its job. A foreign site may use the term “self-exclusion” for a feature of its own, but that would be an operator-level arrangement, not GamStop coverage. Those mechanisms should not be conflated: one is a national scheme covering UKGC licensees; the other, if offered, belongs to the individual offshore operator.
Non-GamStop European Casinos: UK Guide
The practical conclusion is narrow but important. Non-GamStop casinos are outside UKGC oversight, and neither GamStop exclusion nor UKGC-mandated affordability checks should be expected to apply there. A UK player’s choice of an offshore platform therefore removes two forms of protection available within the regulated market. That does not establish what every foreign operator does internally. It does establish what the UK system cannot require of them.
Bonus Terms: The Cash Value After Wagering
A welcome offer is not cash simply because it appears in an account balance. The useful figure is the amount of qualifying bets required before bonus funds can be withdrawn. That total depends on the bonus amount and its wagering condition; the headline value alone does not show the cost of unlocking it.
A specialist review describes foreign-casino promotions as including deposit matches, free-spin packages, no-deposit bonuses and cashback offers. These labels describe different ways an offer is credited, not different guarantees of withdrawable value. A no-deposit bonus may require no initial payment, but its wagering terms still determine what must happen before any bonus funds can be cashed out. Free spins without a deposit are likewise a promotion format; the stated spin value is not, by itself, a cash amount available for withdrawal.
Turn the multiple into a stake total
The basic calculation is:
Bonus amount × wagering multiple = required qualifying stakes
For a £20 bonus carrying a 35x requirement, the calculation is £20 × 35, or £700 in qualifying bets. That is the amount staked across eligible play, not a fee paid to the casino and not a promise that £700 will be returned. The balance after wagering depends on the results of those bets.
Wagering Calculation
Step 1: Identify the base
Determine the bonus amount, such as £20.
Step 2: Apply the multiple
Multiply the bonus amount by the wagering requirement (e.g., 35x).
Step 3: Calculate the total
£20 × 35 = £700 in required qualifying stakes.
A separate illustration makes the impact of a larger match offer clear. If a £100 bonus has a 100% match and a 35x requirement, the bonus component is £100, so the qualifying stakes required are £3,500. The 100% describes how the bonus relates to the qualifying deposit; it does not reduce the wagering calculation. Nor does it mean the deposit itself is bonus money.
The wording of a promotion matters because the wagering base can determine the result. A multiple applied to bonus funds produces a different required stake from one applied to a deposit and bonus together. The stated examples above use the bonus amount as the base. Other terms should be read on their own wording rather than assumed to use the same calculation.
Compare the conditions, not just the headline
Specialist reviews report that welcome packages at foreign casinos can be larger, in part because those operators are not subject to UK Gambling Commission restrictions on bonus terms, wagering requirements and promotional language. A larger advertised package therefore does not establish a better cash outcome. The amount offered and the turnover condition have to be considered together.
For any international casino bonus, the terms to identify are the bonus amount, the wagering multiple, the balance to which that multiple applies, and which bets qualify. Without those inputs, a headline figure cannot be converted into a required stake. If the promotion has separate conditions for free spins, cashback or bonus funds, those terms also affect what can be withdrawn; the promotion name alone does not settle the calculation.
A no-deposit offer can appear cheaper because it does not require an initial deposit to receive the bonus. That describes the entry condition, not the work needed to turn the bonus into withdrawable funds. The same distinction applies to an international casino no-deposit bonus or a package of free spins: the promotional value is one figure, while the qualifying stake required by its terms is another.
The arithmetic is simple once the base and multiple are known. The decision is less simple when a large advertised amount draws attention away from the required turnover. A bonus with a high face value may still carry a substantial stake requirement; the final comparison is between the cash offered and the qualifying play demanded, not between promotional headlines.
Live Roulette: What the Available Evidence Can—and Cannot—Establish
A reference to live roulette describes a category of casino game, not a confirmed table or a complete account of how it operates. The phrase “international live casino” can cover operators serving British customers from outside the UK regulatory system, but it does not establish which roulette tables are available, who supplies them or what rules apply.
That distinction matters because a general claim about live play cannot support a specific claim about a particular casino. A named provider, table format, betting range, language option or mobile feature would need to be tied to an identifiable offer and checked against its current terms. Without that detail, a list of international casinos would suggest a level of comparison that the label alone cannot provide.
Live Roulette
Live roulette is a format to investigate, not a verified feature of every international casino.
The same restraint applies to the word “live”. It does not, by itself, establish what a session looks like, which roulette rules are used or whether the experience is identical across devices. A mobile-compatible site is not proof that every live table works on a phone, and a broad games description is not evidence of a particular table being available.
There is also a regulatory distinction behind the category. Offshore casinos are not regulated by the UK Gambling Commission, even when their websites can be reached from Britain. The Commission’s rules and oversight therefore do not apply to them as they do to UK-licensed operators. In particular, offshore operators do not provide UKGC-mandated affordability checks.
For a useful comparison, claims about live roulette need to be attached to the specific operator and table rather than inferred from a general “live casino” label. The relevant details are the game rules, the table’s stated limits, any conditions on access and the platform’s regulatory status. Those details can change, so a description copied from a general casino page may not establish what is currently offered.
The defensible conclusion is narrow: live roulette is a format to investigate, not a verified feature of every international casino. A headline or category page cannot establish the provider, rules, availability or suitability of a particular table.
Real-Money Play: Withdrawal Timing and Tax
For international casinos handling real-money play, the payment route can affect how long a withdrawal takes. Skrill and Neteller are among the faster options described for foreign casinos: most transactions through these e-wallets are cleared within 24 hours, and many are processed in under 12 hours. Those figures refer to the operator’s processing, not a promise that every withdrawal will reach an account on the same schedule.
Bank transfers take longer. A specialist review reports that they often require five to seven business days, with some foreign casinos adding an operator-side processing period before the bank’s timeline begins. The practical interval can therefore be longer than the transfer window alone. Withdrawal limits, pending periods and verification procedures also differ between operators, so a published payment method does not by itself establish when funds will arrive.
These timings concern offshore casinos, which are not regulated by the UK Gambling Commission. They also do not provide UKGC-mandated affordability checks. A quick payment route changes the mechanics of receiving money; it does not change the regulatory status of the operator.
Tax treatment is separate from the withdrawal method and the casino’s licence. Gambling winnings are not subject to UK income tax, whether the operator holds a UKGC licence or not. A withdrawal arriving through an e-wallet or bank transfer does not turn a gambling win into taxable income.
That distinction should not be confused with the amount that can actually be withdrawn. Processing speed describes the movement of an approved payment; it says nothing about whether an operator will approve a particular request or how its terms apply. The payment route, operator processing and tax treatment are separate parts of the calculation.
The same point applies when comparing a casino offering real-money play with one advertising a no-deposit bonus. A promotional offer does not establish a withdrawal timeline, and the tax position does not establish that promotional funds are cashable. The useful comparison is narrower: identify the payment route, account for any operator processing period, and treat the UK tax position independently. For winnings, the UK income-tax outcome does not vary with the operator’s UKGC status; for timing, the payment method and the operator’s procedures remain material.
Do
- Identify the specific payment route
- Account for operator processing periods
- Treat UK tax position independently
Don’t
- Assume fast payment equals regulatory safety
- Confuse processing speed with approval
- Link tax status to the casino’s licence
Reading Casino Reviews Through the Industry’s Financial Links
A casino review can describe an offer accurately and still leave out a material question: who has a commercial interest in the operator’s revenue? That distinction matters when an assessment is presented as independent. A description of games or promotions is not, by itself, evidence of neutrality.
The Santeda–SIS arrangement makes the point concrete. Santeda’s Curaçao licence did not authorise it to operate in the UK or the US. Under its contract with SIS, SIS received a percentage of revenue from losing bets made through Santeda’s brands. The arrangement connects a commercial partner’s income to customer losses; it is not merely a reference to a shared supplier or a general industry relationship.
That fact does not establish that a particular international casino review was influenced, nor does it prove that every statement in a review is inaccurate. It does establish why a review should be read with its commercial context visible. A favourable verdict and a financial relationship can coexist. The verdict therefore needs to be assessed separately from the relationship.
For an international casino review, useful questions include whether the reviewer discloses payments or other commercial links, whether factual descriptions are separated from opinion, and whether limitations are stated as clearly as benefits. These are tests of the review’s presentation, not guarantees that its conclusions are independent. If the relationship is disclosed, its terms still matter; if no relationship is mentioned, silence does not establish that none exists.
The same distinction applies to reviews covering real-money play or an international roulette casino. A detailed account of an offer can help explain what is being assessed, but detail alone cannot settle whose interests shape the assessment. Nor should a review’s commercial language be confused with regulatory status: offshore operators are outside UK Gambling Commission regulation, and a foreign licence does not become UK permission because a review describes the site favourably.
The practical reading is straightforward: treat claims about an operator as claims to evaluate, and treat disclosed financial links as separate evidence about the reviewer’s incentives. Neither replaces the other. A recommendation without that separation is an opinion with its accounting left off the page.
Casino Apps: Security Claims and Regulatory Status
An international casino app can present two separate questions: how it protects information and which regulator, if any, oversees its operator. These are not interchangeable. Encryption may protect data while it is being transmitted or stored, but it does not determine whether the operator is authorised to serve customers in Great Britain.
A specialist review describes some non-GamStop casinos as using advanced encryption to protect personal and financial information. That is a claim about a technical measure, not proof of the app’s overall security or of regulatory oversight. A security statement on an app page should therefore be read narrowly: it says something about the stated handling of data, not about the user’s rights if a dispute arises.
Security vs Regulation
Technical measures like encryption protect data but do not substitute for UKGC regulation or grant an operator permission to serve British customers.
The same distinction applies to licensing. Some specialist reviews describe offshore platforms as licensed by other gambling authorities. That does not make those operators UK Gambling Commission licensees. Remote gambling operators serving the British market must hold the relevant UKGC licence; offshore casinos without it remain outside the Commission’s regulatory system. A foreign licence and encryption cannot be combined into a substitute for UK regulation.
For an app, the useful checks are therefore factual rather than promotional: identify the company named as operator, establish which regulator is stated to license it, and distinguish that regulator from the UK Gambling Commission. If the operator is offshore and lacks a UKGC licence, a reassuring security badge does not change that status.
An app is a way to access a gambling service, not a separate regulatory category. Its appearance, download route or use of encryption does not by itself establish that the underlying operator is permitted to provide gambling to customers in Great Britain.
Casino Games: The Limits of What Can Be Verified
“International casino games” is a broad label, not a fixed catalogue. In UK law, a casino is an arrangement that gives people the opportunity to take part in one or more casino games. That definition does not establish which games a particular online operator makes available, how they work, or whether a named title can be played on its site.
The distinction matters because an operator’s location and its game selection are separate questions. A casino licensed outside the UK is not regulated by the UK Gambling Commission. Remote operators offering real-money gambling to customers in England, Scotland and Wales must hold a UKGC licence, regardless of where they are based. A list of games does not change that regulatory position.
Game names and categories can make an offer look more definite than it is. A title shown in promotional material is not, by itself, confirmation that it is currently available to British customers or that the displayed version is the one offered at play. Nor does a broad label establish a particular provider, feature or format. Those details require operator-specific evidence, and should not be inferred from the phrase “international casino”.
The practical value of a game catalogue therefore depends on what it can substantiate: the actual titles, their availability and the terms attached to play. Without those details, claims about range or suitability remain descriptions of an offer, not evidence of its contents. A catalogue is useful only when it can be tied to the operator and the service being assessed.
That is a narrower conclusion than a ranking, but a more reliable one. Game variety cannot substitute for the UKGC authorisation required of operators serving the British market, and the presence of familiar game names does not supply UK regulatory oversight.
Crypto Withdrawals: Speed Versus Value Volatility
Crypto can shorten the wait for a withdrawal, but speed is only one part of its value. A specialist casino review reports that withdrawals from foreign casinos often clear in under an hour, faster than fiat methods. That is a reported outcome, not a processing promise: the time taken can depend on the operator’s handling of the request and the transaction itself.
The amount received also needs to be considered in the currency that ultimately matters. A crypto balance can change in value while a withdrawal is pending or after it reaches a wallet. The number of coins transferred and their value in pounds are not the same measure. A rapid transfer does not remove the risk that the asset’s price will move before conversion or spending.
This makes crypto withdrawals a timing-versus-value decision. The apparent advantage is a potentially shorter wait; the cost is exposure to price fluctuation. Anyone comparing a crypto casino with another international casino should treat the stated processing speed and the value of the payout as separate variables, rather than reading speed as a guarantee of a better financial result.
The payment method does not change the operator’s regulatory position. Foreign casinos serving British customers without a UK Gambling Commission licence are outside UKGC regulation and do not provide UKGC-mandated affordability checks. A quick crypto transfer supplies neither form of protection.
Can I play at a casino licensed outside the UK?
Yes, a British player can place bets with an overseas casino without committing a criminal offence. However, an overseas licence does not authorise the operator to offer gambling to customers in Great Britain without a UKGC licence.
Is playing at an international casino legal for UK residents?
Yes, playing there is not itself illegal for a UK resident. An operator that serves customers in England, Scotland or Wales without the required UKGC licence is acting unlawfully in the UK market.
How long do withdrawals take at the listed operators?
Timing depends on the payment method and the casino’s processing rules: e-wallets commonly clear within 24 hours, bank transfers can take five to seven business days, and crypto withdrawals can clear in under an hour. Pending periods, limits and verification requirements also vary by operator.
What happens if I have a dispute with a foreign casino?
If an unlicensed site refuses to pay winnings, customers may have no legal recourse. An offshore licence does not give the casino UKGC oversight.
Are bonuses at foreign casinos actually better than at UKGC-licensed sites?
Foreign casinos often advertise larger welcome packages, but the offers may come with substantial wagering requirements. For example, a £100 bonus with a 35x requirement means £3,500 in qualifying bets before the bonus can become withdrawable.
Are foreign casinos safe for UK players to use?
Not necessarily: foreign casinos are outside UKGC oversight, and some unlicensed sites have refused to pay winnings, leaving customers with no legal recourse. Security measures or an overseas licence do not provide the same UKGC protections.
Is it legal for UK residents to use casino sites that operate outside the UK’s licensing framework?
Yes, UK law does not prohibit an individual from betting with an overseas operator. But a site that offers gambling facilities to customers in England, Scotland or Wales without a UKGC licence is not authorised to do so.